Start Budgeting Today
Whether you earn a little or a lot, budgeting helps you make the most of your money. Here's how to start:
The 50/30/20 Rule
- 50% - Essentials (rent, food, utilities)
- 30% - Wants (entertainment, dining out)
- 20% - Savings and debt repayment
Track every peso you spend for one month to understand your spending habits, then adjust accordingly.